11 September 2009
Insurance Companies and Stupidity
Yesterday, I attempted to fill a prescription that my wife requires. The medicine, which had a cost of $41.99 for 30 tablets, keeps her blood pressure under control. This is important because she had some pre-term labor. Lower blood pressure means no early child.
Now, I understand you are in the middle of a huge debate, and the future of the insurance industry pretty much hinges on ObamaCare going down in flames like it should.
But you don't help matters when you refuse to pay for a prescription that will prevent a neo-natal ICU visit. If she has the child now, you will get a bill much higher to cover the cost of NICU, and the round-the-clock care that premature babies get.
Or, you could just decide that covering the medicine is a FREAKING COST SAVING MEASURE TO PREVENT YOU FROM SHELLING OUT THOUSANDS OF DOLLARS IN MEDICAL COSTS.
Now, to be fair, the pharmacist did a little fudging to say "yeah, we'll put you on half a dose so insurance will cover the cost. Just take the dose like your doctor prescribed."
$11 later, we had our medicine, we learned that the pharmacist is smart, and that Anthem Insurance is stupid.
In closing, I really support the medical industry. It is filled with amazingly smart, dedicated people. The insurance industry is filled with weasels, and if you guys don't get your act together, no one will cry when you are nationalized.