I get a lot of grief for the way I handle my personal finances. I don't have a credit card, I don't like auto-drafting from my checking account, and I pay for everything with cash. Gas, groceries, my miniature hobby, hotel bills . . . everything.
You may ask "Why won't you accept the convenience of a debit card?"
THIS IS FRAKKIN' WHY!
I'm sure there are many good customer service representatives out there. I just haven't encountered any of them. And I'd rather not have the frustration of talking to someone who only speaks broken English while I'm staring at a bill that makes the latest AIG bailout look like a blue-light special at K-mart!